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Port Richmond Savings - Your Community Bank in Philadelphia
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Attention PRS Debit Cardholders: Debit card services may be intermittently unavailable on Wednesday, July 8th between 5am - 8am due to scheduled maintenance. Thank you.

 

Disclosures and Policies

Privacy Policy

Rev. 12/2022

FACTS What Does Port Richmond Savings Do With Your Personal Information?
WHY? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT? They types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Account balances and credit history
  • Assets and employment information
When you are no longer our customer, we continue to share your information as described in this notice.
HOW? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Port Richmond Savings chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Port Richmond Savings Share? Can you limit this sharing?
For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For marketing purposes- to offer our products and services to you No We don't share
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes- for information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes- information about your creditworthiness No We don't share
For our affiliates to market to you No We don't share
For our nonaffiliates to market to you No We don't share
WHO WE ARE  
Who is providing this notice? Port Richmond Savings
WHAT WE DO  
How does Port Richmond Savings protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Port Richmond Savings collect my personal information? We collect your personal information, for example, when you
  • Open an account or deposit money
  • Provide employment information or apply for a loan
  • Use your debit card
Why can't I limit all sharing? Federal law give you the right to limit only
  • Sharing for affiliates' everyday business purposes- information about your credit worthiness.
  • Affiliates from using your information to market to you.
  • Sharing our nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

 

DEFINITIONS  
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Port Richmond Savings has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Port Richmond Savings does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Port Richmond Savings doesn't jointly market.
Questions or concerns? Call us anytime at 215-634-7000


For your records, you can download a copy of our Privacy Policy.

Read our Online Banking Privacy Policy here.