Resources

Fee Schedule

Basic Checking

Maintain minimum daily balance of $400.00 or more - no charge
Below Minimum any day of the month: Monthly Service Charge - $4.00

Easy Checking Interest Bearing

Maintain minimum daily balance of $600.00 or more - no charge
Below minimum any day of the month: Monthly Service Charge - $6.00

Smooth Sailing

Available to individuals age 50 and older
Has no fee and earns interest when the balance is $500 and above.

Minor Checking (Joint account with Parent/Guardian for youth ages 12–22)

Has no fee and earns interest when the balance is $500 and above.

Business Checking Accounts

Maintain minimum daily balance of $1500.00 or more - no charge
Below minimum any day of the month: Monthly Service Charge - $30.00

Safe Deposit Box Fees (per year)

Safe Deposit Box Contents are not covered by FDIC

2x5x21 - $21.60
4x5x21 - $43.20
4x11x21 - $64.80
5x20x21 - $162.00
Lost Safe Deposit Box Key (per key)- $20.00
Safe Deposit Box Drilling (starting at) - $190.00

Other Account Fees

Cashier's checks (Payee other than account holder)- $15.00
Counter checks (per check) - $0.50
Stop Payment Request (per item) - $20.00
NSF Charge (per item, per presentment) - $25.00
Returned Remit checks (deposited or cashed) - $10.00
*A fee may be charged to you each time the same item, whether it is created by check or other electronic means, is returned unpaid
Check reconcilement/Account Research (1-hour minimum per hour) - $20.00
Statement copies (per statement) - $5.00
Check Image copy (per Image) - $2.00
Photocopies (per copy) - $0.25
Shazam Debit Card Replacement - $25.00
Shazam Expedite Card Fee - $70.00
Bill Pay- $6.00 monthly fee if inactive for 3 consecutive months after sign‑up
Savings Passbook replacement - $5.00
Lost night depository key - $5.00
Escheat fee - $50.00
Responding to government levies, attachments, writs, IRS - $25.00
Wire Transfer of Funds, Outgoing - $30.00
Wire Transfer of Funds, Incoming - $20.00
Incoming International Wire - $20.00
Federal Reserve Wire Incoming - $30.00
Amortization Schedule - $10.00

Download the Fee Schedule here.

Last updated 04/2025