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Port Richmond Savings - Your Community Bank in Philadelphia
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Our Holiday Hours:
Wednesday, Dec 24: 9am - 12:00 Noon; Thursday, Dec 25: Closed; Friday, Dec 26: 9am - 3pm;
Wednesday, Dec 31: 9am - 12:00 Noon;
Thursday, January 1: Closed; and Friday, January 2: 9am - 3pm. Thank you!
Fee Schedule
Basic Checking
Maintain minimum daily balance of $400.00 or more - no charge
Below Minimum any day of the month: Monthly Service Charge - $4.00
Easy Checking Interest Bearing
Maintain minimum daily balance of $600.00 or more - no charge
Below minimum any day of the month: Monthly Service Charge - $6.00
Smooth Sailing
Available to individuals age 50 and older
Has no fee and earns interest when the balance is $500 and above.
Minor Checking (Joint account with Parent/Guardian for youth ages 12–22)
Has no fee and earns interest when the balance is $500 and above.
Business Checking Accounts
Maintain minimum daily balance of $1500.00 or more - no charge
Below minimum any day of the month: Monthly Service Charge - $30.00
Safe Deposit Box Fees (per year)
Safe Deposit Box Contents are not covered by FDIC
2x5x21 - $21.60
4x5x21 - $43.20
4x11x21 - $64.80
5x20x21 - $162.00
Lost Safe Deposit Box Key (per key)- $20.00
Safe Deposit Box Drilling (starting at) - $190.00
Other Account Fees
- Cashier's checks (Payee other than account holder)- $15.00
- Counter checks (per check) - $0.50
- Stop Payment Request (per item) - $20.00
- NSF Charge (per item, per presentment) - $25.00
- Returned Remit checks (deposited or cashed) - $10.00
*A fee may be charged to you each time the same item, whether it is created by check or other electronic means, is returned unpaid
- Check reconcilement/Account Research (1-hour minimum per hour) - $20.00
- Statement copies (per statement) - $5.00
- Check Image copy (per Image) - $2.00
- Photocopies (per copy) - $0.25
- Shazam Debit Card Replacement - $25.00
- Shazam Expedite Card Fee - $70.00
- Bill Pay- $6.00 monthly fee if inactive for 3 consecutive months after sign‑up
- Savings Passbook replacement - $5.00
- Lost night depository key - $5.00
- Escheat fee - $50.00
- Responding to government levies, attachments, writs, IRS - $25.00
- Wire Transfer of Funds, Outgoing - $30.00
- Wire Transfer of Funds, Incoming - $20.00
- Incoming International Wire - $20.00
- Federal Reserve Wire Incoming - $30.00
- Amortization Schedule - $10.00
Download the Fee Schedule here.
Last updated 04/2025