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Port Richmond Savings - Your Community Bank in Philadelphia
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We will be closed on Monday, November 11th in observance of Veterans Day. Thank you to all of our veterans for your bravery and committment to our country.
Rates
As of 06/07/24 (rates subject to change)
Certificates of Deposit
Early withdrawal penalty may apply.
| Account Type |
Minimum Deposit to Open Account |
Minimum Balance* to Obtain APY |
Interest Rate |
Annual Percentage Yield (APY) |
| 6 month |
$500 |
$500 |
2.47% |
2.50% |
| 12 month |
$500 |
$500 |
2.71% |
2.75% |
| 18 month |
$500 |
$500 |
2.96% |
3.00% |
| 24 month |
$500 |
$500 |
3.20% |
3.25% |
| 30 month |
$500 |
$500 |
3.44% |
3.50% |
| 36 month |
$500 |
$500 |
3.68% |
3.75% |
| 48 month |
$500 |
$500 |
3.68% |
3.75% |
| 60+ month |
$500 |
$500 |
3.78% |
3.85% |
Fees may reduce account earnings.
IRA & SEP
Early withdrawal penalty may apply.
| Account Type |
Minimum Deposit to Open Account |
Minimum Balance* to Obtain APY |
Interest Rate |
Annual Percentage Yield (APY) |
| Certificate |
$500 |
$500 |
Same as Certificate Chart above |
|
| Money Market |
$25 |
Same as Money Market chart below |
|
|
Fees may reduce account earnings.
Checking & Savings
| Account Type |
Minimum Deposit to Open Account |
Minimum Balance* to Obtain APY |
Interest Rate |
Annual Percentage Yield (APY) |
| Easy Checking |
$50 |
$600 |
0.35% |
0.35% |
| Smooth Sailing |
$50 |
$500 |
0.35% |
0.35% |
| Passbook Savings |
$25 |
$25 |
.995% |
1.00% |
| Money Market- Super Premium |
$1,000 |
$1,500,000 |
3.92% |
4.00% |
| $1,000 |
$1,000,000 |
3.68% |
3.75% |
| $1,000 |
$500,000 |
3.44% |
3.50% |
| Money Market- Premium |
$1,000 |
$400,000 |
3.20% |
3.25% |
| $1,000 |
$200,000 |
2.96% |
3.00% |
| $1,000 |
$100,000 |
2.47% |
2.50% |
| $1,000 |
$50,000 |
1.98% |
2.00% |
| Money Market |
$1,000 |
$25,000 |
1.73% |
1.75% |
| $1,000 |
$10,000 |
1.49% |
1.50% |
| $1,000 |
$5,000 |
1.24% |
1.25% |
| $1,000 |
$2,500 |
.995% |
1.00% |
| $1,000 |
$25 |
.03% |
.03% |
Fees may reduce account earnings.
*Daily Balance (the amount of principal in the account each day)