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Due to system maintenance, our Mobile Deposit service may be down on Sunday, March 12 between 7:00pm and 8:00pm. Thank you!

Personal

Rates


As of 02/10/23 (rates subject to change)

Checking & Savings

Account Type Minimum Deposit to Open Account Minimum Balance* to Obtain APY Interest Rate Annual Percentage Yield (APY)
Checking $50.00 $600.00 0.25% 0.25%
Smooth Sailing $50.00 $500.00 0.25% 0.25%
Passbook Savings $25.00 $25.00 0.45% 0.45%
Money Market $1,000.00 $1,000,000.00 2.50% 2.53%
$1,000.00 $200,000.00 2.00% 2.02%
$1,000.00 $25,000.00 0.90% 0.90%
$1,000.00 $10,000.00 0.85% 0.85%
$1,000.00 $5,000.00 0.65% 0.65%
$1,000.00 $25.00 0.03% 0.03%

Fees may reduce account earnings.

Certificates of Deposit

Early withdrawal penalty may apply.

Account Type Minimum Deposit to Open Account Minimum Balance* to Obtain APY Interest Rate Annual Percentage Yield (APY)
6 month $500.00 $500.00 1.00% 1.01%
12 month $500.00 $500.00 1.25% 1.26%
18 month $500.00 $500.00 1.50% 1.51%
24 month $500.00 $500.00 1.75% 1.77%
30 month $500.00 $500.00 2.00% 2.02%
36 month $500.00 $500.00 2.25% 2.28%
48 month $500.00 $500.00 2.40% 2.43%
60+ month $500.00 $500.00 2.50% 2.53%

Fees may reduce account earnings.

IRA & SEP

Early withdrawal penalty may apply.

Account Type Minimum Deposit to Open Account Minimum Balance* to Obtain APY Interest Rate Annual Percentage Yield (APY)
Certificate $500.00 $500.00 Same as Certificate Chart above
Money Market $25.00 Same as Money Market chart above    

Fees may reduce account earnings.

*Daily Balance (the amount of principal in the account each day)