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Port Richmond Savings - Your Community Bank in Philadelphia
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Our Online and Mobile Banking Services may experience downtime for system maintenance starting Wednesday, October 8 at 10:30pm thru 12:30am, October 9. We apologize for any inconvenience. Thank you.

Current Interest Rates

Rates


As of 09/18/25 (rates subject to change)

Certificates of Deposit

Early withdrawal penalty may apply.

Account Type Minimum Deposit to Open Account Minimum Balance* to Obtain APY Interest Rate Annual Percentage Yield (APY)
6 month $500 $500 2.22% 2.24%
12 month $500 $500 2.46% 2.49%
18 month $500 $500 2.71% 2.75%
24 month $500 $500 2.95% 2.99%
30 month $500 $500 3.19% 3.24%
36 month $500 $500 3.43% 3.49%
48 month $500 $500 3.43% 3.49%
60+ month $500 $500 3.53% 3.59%

Fees may reduce account earnings.

IRA & SEP

Early withdrawal penalty may apply.

Account Type Minimum Deposit to Open Account Minimum Balance* to Obtain APY Interest Rate Annual Percentage Yield (APY)
Certificate $500 $500 Same as Certificate Chart above  
Money Market $25 Same as Money Market chart below    

Fees may reduce account earnings.
 

Checking & Savings

Account Type Minimum Deposit to Open Account Minimum Balance* to Obtain APY Interest Rate Annual Percentage Yield (APY)
Easy Checking $50 $600 0.35% 0.35%
Smooth Sailing $50 $500 0.35% 0.35%
Minor Checking $25 $500 0.35% 0.35%
Passbook Savings $25 $25 .995% 1.00%
Money Market- Super Premium $1,000 $1,500,000 3.67% 3.74%
$1,000 $1,000,000 3.43% 3.49%
$1,000 $500,000 3.19% 3.24%
Money Market- Premium $1,000 $400,000 2.95% 2.99%
$1,000 $200,000 2.71% 2.75%
$1,000 $100,000 2.22% 2.24%
$1,000 $50,000 1.73% 1.75%
Money Market $1,000 $25,000 1.48% 1.49%
$1,000 $10,000 1.24% 1.25%
$1,000 $5,000  .99%  .99%
$1,000 $2,500 .74%  .74%
$1,000 $25 .03% .03%

Fees may reduce account earnings.

*Daily Balance (the amount of principal in the account each day)