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Port Richmond Savings - Your Community Bank in Philadelphia
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Due to system maintenance by Shazam, our Debit Card Processor, our PRS Debit Cards may experience intermittent downtime on Sunday, March 2 from 3:00am - 4:00am. Thank you.
Rates
As of 06/07/24 (rates subject to change)
Certificates of Deposit
Early withdrawal penalty may apply.
| Account Type |
Minimum Deposit to Open Account |
Minimum Balance* to Obtain APY |
Interest Rate |
Annual Percentage Yield (APY) |
| 6 month |
$500 |
$500 |
2.47% |
2.50% |
| 12 month |
$500 |
$500 |
2.71% |
2.75% |
| 18 month |
$500 |
$500 |
2.96% |
3.00% |
| 24 month |
$500 |
$500 |
3.20% |
3.25% |
| 30 month |
$500 |
$500 |
3.44% |
3.50% |
| 36 month |
$500 |
$500 |
3.68% |
3.75% |
| 48 month |
$500 |
$500 |
3.68% |
3.75% |
| 60+ month |
$500 |
$500 |
3.78% |
3.85% |
Fees may reduce account earnings.
IRA & SEP
Early withdrawal penalty may apply.
| Account Type |
Minimum Deposit to Open Account |
Minimum Balance* to Obtain APY |
Interest Rate |
Annual Percentage Yield (APY) |
| Certificate |
$500 |
$500 |
Same as Certificate Chart above |
|
| Money Market |
$25 |
Same as Money Market chart below |
|
|
Fees may reduce account earnings.
Checking & Savings
| Account Type |
Minimum Deposit to Open Account |
Minimum Balance* to Obtain APY |
Interest Rate |
Annual Percentage Yield (APY) |
| Easy Checking |
$50 |
$600 |
0.35% |
0.35% |
| Smooth Sailing |
$50 |
$500 |
0.35% |
0.35% |
| Minor Checking |
$25 |
$500 |
0.35% |
0.35% |
| Passbook Savings |
$25 |
$25 |
.995% |
1.00% |
| Money Market- Super Premium |
$1,000 |
$1,500,000 |
3.92% |
4.00% |
| $1,000 |
$1,000,000 |
3.68% |
3.75% |
| $1,000 |
$500,000 |
3.44% |
3.50% |
| Money Market- Premium |
$1,000 |
$400,000 |
3.20% |
3.25% |
| $1,000 |
$200,000 |
2.96% |
3.00% |
| $1,000 |
$100,000 |
2.47% |
2.50% |
| $1,000 |
$50,000 |
1.98% |
2.00% |
| Money Market |
$1,000 |
$25,000 |
1.73% |
1.75% |
| $1,000 |
$10,000 |
1.49% |
1.50% |
| $1,000 |
$5,000 |
1.24% |
1.25% |
| $1,000 |
$2,500 |
.995% |
1.00% |
| $1,000 |
$25 |
.03% |
.03% |
Fees may reduce account earnings.
*Daily Balance (the amount of principal in the account each day)