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Port Richmond Savings - Your Community Bank in Philadelphia
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Fraud Tips

What is a Scam?


A scam is a trick a con artist plays on an unsuspecting victim to extort money. If the scam succeeds, the victim's money is gone, and the scammer will move on to the next victim. A scammer often presents you with a tempting offer or a plausible story. They are great at pinpointing their victim's vulnerbilities, appealing to their emotions. They can oftentimes gain trust quickly, insist on secrecy, and won't take 'no' for an answer.

Common Red Flags of a Scam


Read up on These Common Types of Scams


Banks Will Never Ask You That!


Common Signs of a Scam
Be wary of suspicious links. Banks will never send you an email or text asking you to click a suspicious link.
Beware of scare tactics. Scam emails, texts, and calls may pressure you, or even threaten you, to respond. Just ignore it, and call your bank directly.
Watch for misspelled words. Fraudulent texts and emails often have typos. Real banks use spell check.
Call the number on your card. Some fraudsters may try to reach out to you by phone. They can fake the Caller ID to make it look like the call is coming from your bank, and may even know your name. So how can you tell if a caller is the real deal? It's simple. Your bank will never call you and ask you for your account information. If you didn't initiate the call, just hang up and call the number on the back of your card.
Protect your confidential information. Your bank will never ask you to provide confidential information (your account number, SSN, name, address, password, etc.) in emails or text messages. Your bank will only ask for confidential information to verify your identity when you call them on their Customer Service line.

To take a quiz and test your scam spotting skills, visit Banks Never Ask That.com from the American Bankers Association.

Tips to Stay Safe Online


In addition to being aware of common types of fraud, you can also follow the following guidelines to keep yourself safe online:


If you think you have fallen victim to fraud, please visit our Suspected Fraud page for guidelines on what to do next.