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Port Richmond Savings - Your Community Bank in Philadelphia

Attention PRS Debit Cardholders: Due to routine maintenance by our Debit Card Processor, our PRS Debit Cards may experience intermittent downtime on June 12 between 6:00am and 8:00am.

Fraud Tips

Protect Yourself from Fraud

Unfortunately, we live in a world where not everyone is honest and upfront. There are people out there looking to take advantage of others and scam them out of their money. The internet, although having many advantages, also poses many possibilities for scammers to deceive others and take hold of their financial information. Social Media is quickly becoming the number one spot to be on the look out for fraud. Over the past two years, 1 in 4 people who lost money to fraud, say the scam began on social media. It is important to stay educated about the latest fraud methods so that you can spot the red flags of a scam when you see them!

Read up on These Common Types of Fraud

Banks Will Never Ask You That!

Common Signs of a Scam
Be wary of suspicious links. Banks will never send you an email or text asking you to click a suspicious link.
Beware of scare tactics. Scam emails, texts, and calls may pressure you, or even threaten you, to respond. Just ignore it, and call your bank directly.
Watch for misspelled words. Fraudulent texts and emails often have typos. Real banks use spell check.
Call the number on your card. Some fraudsters may try to reach out to you by phone. They can fake the Caller ID to make it look like the call is coming from your bank, and may even know your name. So how can you tell if a caller is the real deal? It's simple. Your bank will never call you and ask you for your account information. If you didn't initiate the call, just hang up and call the number on the back of your card.
Protect your confidential information. Your bank will never ask you to provide confidential information (your account number, SSN, name, address, password, etc.) in emails or text messages. Your bank will only ask for confidential information to verify your identity when you call them on their Customer Service line.

To take a quiz and test your scam spotting skills, visit Banks Never Ask That.com from the American Bankers Association.

Tips to Stay Safe Online

In addition to being aware of common types of fraud, you can also follow the following guidelines to keep yourself safe online:

If you think you have fallen victim to fraud, please visit our Suspected Fraud page for guidelines on what to do next.