Personal Banking

Savings

Passbook Savings

• Minimum to open and obtain annual percentage yield: $25.00
• Current Interest Rates (Interest rates and annual percentage yield subject to change)
• Interest is compounded daily and credited on the last day of June and December.
• You may make as many deposits and withdrawals as you like.
• Free Online Banking.
• Port Richmond Savings reserves the right to require at least seven days written notice prior to withdrawal or transfer of any funds in the account.

Money Market Savings

• Minimum to open and obtain annual percentage yield: $1,000.00
• Current Interest Rates (Interest rates and annual percentage yield subject to change)
• Interest is compounded daily and credited on the last day of each month.
• If your balance on any day is less than $1000.00, but at least $25.00, your account will earn a lesser rate of interest and annual percentage yield. If your account balance is $5,000.00 or greater, you will earn a higher rate of interest and annual percentage yield. If your account balance is $10,000.00 or greater you will earn a higher rate of interest and annual percentage yield. If your account balance is $25,000.00 or greater you will earn a higher rate of interest and annual percentage yield. If your account balance is $200,000 or greater, you will earn a higher rate of interest and annual percentage yield.
• Free Online Banking.
• Port Richmond Savings reserves the right to require at least seven days written notice prior to withdrawal or transfer of any funds in the account.

Certificates of Deposit (CDs)

• We offer 6-month, 12-month, 18-month, 30-month, 36-month, 48-month, and 60+ month Cds.
• Current Interest Rates (Interest rates and annual percentage yield subject to change)
• Interest is compounded daily and credited semi-annually in addition to the maturity date of the certificate.
• The interest rate will be paid until the maturity of your certificate.
• The annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings.
• This account will automatically renew at maturity. You will have 10 calendar days from maturity date to withdrawal your funds without penalty.
• After the account is open, you may not make deposits into or withdrawal from the principal prior to the maturity date.
• A penalty will be imposed for early withdrawal as disclosed on your Certificate of Deposit.
• Free Online Banking.

Individual Retirements Accounts (IRAs)

• Traditional IRAs
• Roth IRAs
• Minimum to open: $500.00
• We offer 6-month to 60+ month terms
• Current Interest Rates (Interest rates and annual percentage yield subject to change)
• Free Online Banking.

IRA Money Market Savings Account

• Earn variable money market rates
• $25.00 minimum balance
• You can add to it with regular or one-time transfers from a Port Richmond Savings account or from a direct deposit straight from your employer payroll deduction
• Can be a traditional IRA, Roth IRA, or SEP IRA
• Can be transferred into a Certificate IRA when the balance exceeds $500

For more information, please call 215-634-7000 or email info@prsbank.com