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Personal

Savings


Passbook Savings

  • Minimum to open and obtain annual percentage yield: $25.00
  • Current Interest Rates (Interest rates and annual percentage yield subject to change)
  • Interest is compounded daily and credited on the last day of June and December.
  • You may make as many deposits and withdrawals as you like.
  • Free Online Banking.
  • You may make six (6) transfers from your account per month; six (6) may be payments by check to third parties.
  • Port Richmond Savings reserves the right to require at least seven days written notice prior to withdrawal or transfer of any funds in the account.

Money Market Savings

  • Minimum to open and obtain annual percentage yield: $1,000.00
  • Current Interest Rates (Interest rates and annual percentage yield subject to change)
  • Interest is compounded daily and credited on the last day of each month.
  • If your balance on any day is less than $1000.00, but at least $25.00, your account will earn a lesser rate of interest and annual percentage yield. If your account balance is $2500.00 or greater, you will earn a higher rate of interest and annual percentage yield. If your account balance is $10,000.00 or greater you will earn a higher rate of interest and annual percentage yield. If your account balance is $25,000.00 or greater you will earn a higher rate of interest and annual percentage yield.
  • You may make six (6) transfers from your account per month, six (6) may be payments by check to third parties.
  • Free Online Banking.
  • Port Richmond Savings reserves the right to require at least seven days written notice prior to withdrawal or transfer of any funds in the account.

Certificates of Deposit (CDs)

  • We offer 6-month, 12-month, 18-month, 30-month, 36-month, 48-month, and 60+ month Cds.
  • Current Interest Rates (Interest rates and annual percentage yield subject to change)
  • Interest is compounded daily and credited semi-annually in addition to the maturity date of the certificate.
  • The interest rate will be paid until the maturity of your certificate.
  • The annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings.
  • This account will automatically renew at maturity. You will have 10 calendar days from maturity date to withdrawal your funds without penalty.
  • After the account is open, you may not make deposits into or withdrawal from the principal prior to the maturity date.
  • A penalty will be imposed for early withdrawal as disclosed on your Certificate of Deposit.
  • Free Online Banking.

Individual Retirements Accounts (IRAs)

  • Traditional IRAs
  • Roth IRAs
  • Minimum to open: $500.00
  • We offer 6-month to 60+ month terms
  • Current Interest Rates (Interest rates and annual percentage yield subject to change)
  • Free Online Banking.

IRA Money Market Savings Account

  • Earn variable money market rates
  • $25.00 minimum balance
  • You can add to it with regular or one-time transfers from a Port Richmond Savings account or from a direct deposit straight from your employer payroll deduction
  • Can be put into a traditional IRA, Roth IRA, or SEP IRA
  • Can be transferred into a Certificate IRA when the balance exceeds $500

For more information, please call 215-634-7000 or email info@prsbank.com