Checking Accounts

Everyday Personal Checking Accounts, Made Simple

Checking accounts should make everyday life easier. At Port Richmond Savings, a friendly and knowledgeable team is here to help—whether you’re opening an account, using online or mobile banking, or just have a question along the way. As a trusted Philadelphia community bank, we make everyday banking simple and straightforward.

All checking accounts include:

• Free Online Banking
• Free Mobile Banking with Mobile Deposit
• Free* Bill Pay.
• Optional free PRS Debit Card
• Free coin counting service

We offer a variety of checking account options, so you can choose the one that best fits your everyday banking needs.

Basic Checking

• Enjoy and easy to understand statement
• No per check charges
• No checks to store or lose
• $4.00 service charge if balance falls below $400 during the month
• Online and Mobile Banking included

Minimum: You must deposit $50.00 to open this account.

Checking for Minors (Parent/Guardian Joint Signer)

Designed for our young bankers ages 12-22, minor checking accounts offer a way for parents and guardians to introduce children and teenagers to financial responsibility.

• No minimum balance required
• No fees
• Balances over $500 will earn daily interest
• PRS Debit Mastercards® are available for minors with limitations on transactions.

Minimum: You must deposit $25.00 to open this account.

• Current Interest Rates (Interest rates and annual percentage yield are subject to change. If you close your account before interest is credited, you will not receive the accrued interest.)
• Interest is compounded daily and credited monthly.

Easy Checking - Interest Bearing

• Earns daily interest on balances over $600
• $6.00 service charge if balance falls below $600 during the month
• Easy to understand statement
• No per check charges
• Online and Mobile Banking included

Minimum: You must deposit $50.00 to open this account.

• Current Interest Rates (Interest rates and annual percentage yield are subject to change. If you close your account before interest is credited, you will not receive the accrued interest.)
• Interest is compounded daily and credited monthly.

Smooth Sailing Checking

Specially for our customers 50 years and older, smooth sailing accounts offer direct deposit of Social Security and Pension Checks.

• Balances over $500 earn daily interest
• No monthly service fees
• Easy to understand statements
• No checks to store or lose
• Online and Mobile Banking included

Minimum: You must deposit $50.00 to open this account.

• Current Interest Rates (Interest rates and annual percentage yield are subject to change. If you close your account before interest is credited, you will not receive the accrued interest.)
• Interest is compounded daily and credited monthly.

*If a customer signs up for Bill Pay, but then does not use it for 3 months in a row, there will be a $6.00 monthly service charge.

Ready to open an account?
Please contact our office at 215-634-7000 for information on the documents required to get started!