Basic Checking

Enjoy an easy to understand statement, as well as no per check charges. No checks to store or lose. Balances below $400 during the month are subject to a low monthly service charge of only $4.00.

Minimum: You must deposit $50.00 to open this account.

Easy Checking - Interest Bearing

Earn a high interest every day your balance exceeds $600. Balances below $600 during the month will be subject to a small $6.00 monthly service charge. Enjoy an easy to understand statement, as well as no per check charges.

Minimum: You must deposit $50.00 to open this account.

• Current Interest Rates (Interest rates and annual percentage yield are subject to change. If you close your account before interest is credited, you will not receive the accrued interest.)
• Interest is compounded daily and credited monthly.

Smooth Sailing Checking

Specially for our customers 50 years and older, smooth sailing accounts offer direct deposit of Social Security and Pension Checks. Earn a high daily interest on all balances over $500 for that day. Enjoy easy to understand statements as well as no monthly service fees. No checks to store or lose.

Minimum: You must deposit $50.00 to open this account.

• Current Interest Rates (Interest rates and annual percentage yield are subject to change. If you close your account before interest is credited, you will not receive the accrued interest.)
• Interest is compounded daily and credited monthly.

Minor Checking (Parent/Guardian Joint Signer)

Designed for our young bankers, minor checking accounts offer a way for parents and guardians to introduce children and teenagers to financial responsibility. There is no minimum to maintain. PRS Debit/ATM Mastercards® are available for minors with limitations on transactions.