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Port Richmond Savings - Your Community Bank in Philadelphia
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Due to system maintenance by Shazam, our Debit Card Processor, our PRS Debit Cards may experience intermittent downtime on Sunday, March 2 from 3:00am - 4:00am. Thank you.

Personal Banking

Checking Accounts at Port Richmond Savings


All checking accounts have the following features:


Basic Checking

Enjoy an easy to understand statement, as well as no per check charges. No checks to store or lose. Balances below $400 during the month are subject to a low monthly service charge of only $4.00.

Minimum: You must deposit $50.00 to open this account.


Checking for Minors (Parent/Guardian Joint Signer)

Designed for our young bankers ages 12-22, minor checking accounts offer a way for parents and guardians to introduce children and teenagers to financial responsibility. There is no minimum balance required and no fees. Any balance over $500 will earn daily interest. PRS Debit/ATM Mastercards® are available for minors with limitations on transactions.

Minimum: You must deposit $25.00 to open this account.


Easy Checking - Interest Bearing

Earn a high interest every day your balance exceeds $600. Balances below $600 during the month will be subject to a small $6.00 monthly service charge. Enjoy an easy to understand statement, as well as no per check charges.

Minimum: You must deposit $50.00 to open this account.


Smooth Sailing Checking

Specially for our customers 50 years and older, smooth sailing accounts offer direct deposit of Social Security and Pension Checks. Earn a high daily interest on all balances over $500 for that day. Enjoy easy to understand statements as well as no monthly service fees. No checks to store or lose.

Minimum: You must deposit $50.00 to open this account.


*If a customer signs up for Bill Pay, but then does not use it for 3 months in a row, there will be a $6.00 monthly service charge.

Please contact our office at 215-634-7000 for information on the documents required to open an account today!