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Port Richmond Savings - Your Community Bank in Philadelphia
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Just a reminder that our offices will be closed on Monday, May 26th in honor and remembrance of Memorial Day and those who have served. Thank you!
Checking Accounts at Port Richmond Savings
All checking accounts have the following features:
- Free Online Banking.
- Free Mobile Banking with Mobile Deposit.
- Free* Bill Pay.
- The option to sign up for a free PRS Debit Card to access your checking account.
- Free coin counting service.
Basic Checking
Enjoy an easy to understand statement, as well as no per check charges. No checks to store or lose. Balances below $400 during the month are subject to a low monthly service charge of only $4.00.
Minimum: You must deposit $50.00 to open this account.
Checking for Minors (Parent/Guardian Joint Signer)
Designed for our young bankers ages 12-22, minor checking accounts offer a way for parents and guardians to introduce children and teenagers to financial responsibility. There is no minimum balance required and no fees. Any balance over $500 will earn
daily interest. PRS Debit/ATM Mastercards® are available for minors with limitations on transactions.
Minimum: You must deposit $25.00 to open this account.
- Current Interest Rates
(Interest rates and annual percentage yield are subject to change. If you close your account before interest is credited, you will not receive the accrued interest.)
- Interest is compounded daily and credited monthly.
Easy Checking - Interest Bearing
Earn a high interest every day your balance exceeds $600. Balances below $600 during the month will be subject to a small $6.00 monthly service charge. Enjoy an easy to understand statement, as well as no per check charges.
Minimum: You must deposit $50.00 to open this account.
- Current Interest Rates
(Interest rates and annual percentage yield are subject to change. If you close your account before interest is credited, you will not receive the accrued interest.)
- Interest is compounded daily and credited monthly.
Smooth Sailing Checking
Specially for our customers 50 years and older, smooth sailing accounts offer direct deposit of Social Security and Pension Checks. Earn a high daily interest on all balances over $500 for that day. Enjoy easy to understand statements as well as no monthly
service fees. No checks to store or lose.
Minimum: You must deposit $50.00 to open this account.
- Current Interest Rates
(Interest rates and annual percentage yield are subject to change. If you close your account before interest is credited, you will not receive the accrued interest.)
- Interest is compounded daily and credited monthly.
*If a customer signs up for Bill Pay, but then does not use it for 3 months in a row, there will be a $6.00 monthly service charge.
Please contact our office at 215-634-7000 for information on the documents required to open an account today!