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Port Richmond Savings - Your Community Bank in Philadelphia
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Due to system maintenance by Shazam, our Debit Card Processor, our PRS Debit Cards may experience intermittent downtime on Sunday, March 2 from 3:00am - 4:00am. Thank you.
Privacy Policy
Rev. 12/2022
FACTS |
What Does Port Richmond Savings Do With Your Personal Information? |
WHY? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
WHAT? |
They types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Account balances and credit history
- Assets and employment information
When you are no longer our customer, we continue to share your information as described in this notice. |
HOW? |
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Port Richmond Savings chooses to share; and whether you can limit this sharing. |
Reasons we can share your personal information |
Does Port Richmond Savings Share? |
Can you limit this sharing? |
For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes |
No |
For marketing purposes- to offer our products and services to you |
No |
We don't share |
For joint marketing with other financial companies |
No |
We don't share |
For our affiliates' everyday business purposes- for information about your transactions and experiences |
No |
We don't share |
For our affiliates' everyday business purposes- information about your creditworthiness |
No |
We don't share |
For our affiliates to market to you |
No |
We don't share |
For our nonaffiliates to market to you |
No |
We don't share |
WHO WE ARE |
|
Who is providing this notice? |
Port Richmond Savings |
WHAT WE DO |
|
How does Port Richmond Savings protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
How does Port Richmond Savings collect my personal information? |
We collect your personal information, for example, when you
- Open an account or deposit money
- Provide employment information or apply for a loan
- Use your debit card
|
Why can't I limit all sharing? |
Federal law give you the right to limit only
- Sharing for affiliates' everyday business purposes- information about your credit worthiness.
- Affiliates from using your information to market to you.
- Sharing our nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. |
DEFINITIONS |
|
Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Port Richmond Savings has no affiliates.
|
Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Port Richmond Savings does not share with nonaffiliates so they can market to you.
|
Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Port Richmond Savings doesn't jointly market.
|
Questions or concerns? |
Call us anytime at 215-634-7000 |
For your records, you can download a copy of our Privacy Policy.
Read our Online Banking Privacy Policy here.