Personal Banking

Savings

Minimum to open and obtain annual percentage yield: $25.00
Current Interest Rates (Interest rates and annual percentage yield subject to change)
Interest is compounded daily and credited on the last day of June and December.
You may make as many deposits and withdrawals as you like.
Free Online Banking.
Port Richmond Savings reserves the right to require at least seven days written notice prior to withdrawal or transfer of any funds in the account.

Minimum to open and obtain annual percentage yield: $1,000.00
Current Interest Rates (Interest rates and annual percentage yield subject to change)
Interest is compounded daily and credited on the last day of each month.
If your balance on any day is less than $1000.00, but at least $25.00, your account will earn a lesser rate of interest and annual percentage yield. If your account balance is $5,000.00 or greater, you will earn a higher rate of interest and annual percentage yield. If your account balance is $10,000.00 or greater you will earn a higher rate of interest and annual percentage yield. If your account balance is $25,000.00 or greater you will earn a higher rate of interest and annual percentage yield. If your account balance is $200,000 or greater, you will earn a higher rate of interest and annual percentage yield.
Free Online Banking.
Port Richmond Savings reserves the right to require at least seven days written notice prior to withdrawal or transfer of any funds in the account.

We offer 6-month, 12-month, 18-month, 30-month, 36-month, 48-month, and 60+ month Cds.
Current Interest Rates (Interest rates and annual percentage yield subject to change)
Interest is compounded daily and credited semi-annually in addition to the maturity date of the certificate.
The interest rate will be paid until the maturity of your certificate.
The annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings.
This account will automatically renew at maturity. You will have 10 calendar days from maturity date to withdrawal your funds without penalty.
After the account is open, you may not make deposits into or withdrawal from the principal prior to the maturity date.
A penalty will be imposed for early withdrawal as disclosed on your Certificate of Deposit.
Free Online Banking.
Read more about how CDs work here.

Traditional IRAs
Roth IRAs
Minimum to open: $500.00
We offer 6-month to 60+ month terms
Current Interest Rates (Interest rates and annual percentage yield subject to change)
Free Online Banking.

Earn variable money market rates
$25.00 minimum balance
You can add to it with regular or one-time transfers from a Port Richmond Savings account or from a direct deposit straight from your employer payroll deduction.
Can be a traditional IRA, Roth IRA, or SEP IRA
Can be transferred into a Certificate IRA when the balance exceeds $500
Current Interest Rates (Interest rates and annual percentage yield subject to change)

For more information, please call 215-634-7000 or email info@prsbank.com