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PASSBOOK SAVINGS

  • Minimum to open and obtain annual percentage yield: $25.00
  • Current Interest Rates (Interest rates and annual percentage yield subject to change)
  • Interest is compounded daily and credited on the last day of June and December. You may make as many deposits and withdrawals as you like.
  • Free Internet Banking available.
  • Port Richmond Savings reserves the right to require at least seven days written notice prior to withdrawal or transfer of any funds in the account.

MONEY MARKET SAVINGS

  • Minimum to open and obtain annual percentage yield: $1,000.00
  • Current Interest Rates (Interest rates and annual percentage yield subject to change)
  • Interest is compounded daily and credited on the last day of each month.
  • If your balance on any day is less than $1000.00, but at least $25.00, your account will earn a lesser rate of interest and annual percentage yield. If your account balance is $2500.00 or greater, you will earn a higher rate of interest and annual percentage yield. If your account balance is $10,000.00 or greater you will earn a higher rate of interest and annual percentage yield. If your account balance is $25,000.00 or greater you will earn a higher rate of interest and annual percentage yield.
  • You may make six (6) transfers from your account per month, six (6) may be payments by check to third parties.
  • Free Internet Banking available.
  • Port Richmond Savings reserves the right to require at least seven days written notice prior to withdrawal or transfer of any funds in the account.

SIMPLY SAVINGS

Open up a Simply Savings Account and start saving for that next big house project.
Or that trip to Florida you've been thinking about.
Or next year's holiday expenses.

Whatever the goal may be, saving is a no-brainer with our Simply Savings Account. Internet Customers simply set up a scheduled transfer after your directly deposited payroll comes in, or whenever is convenient for you.
The money is easily transferred back over to your checking account when it is time to spend.
Savings made Simple.

Non-Internet Customers can have customer service set up an automatic transfer after you sign an auto-debit form.

  • You must deposit a minimum of $25.00 to open this account and to obtain the annual percentage yield.
  • Interest in compounded daily and credited on the last day of June and December.
  • Interest rates and annual percentage yield are subject to change.
  • You can make scheduled transfers, one time transfers, deposits, and withdrawals.
  • Port Richmond Savings reserves the right to require at least seven days written notice prior to withdrawal or transfer of any funds in the account.

CERTIFICATES OF DEPOSIT

  • We offer 6-month, 12-month, 18-month, 30-month, 36-month, 48-month, and 60+month Cds.
  • Current Interest Rates (Interest rates and annual percentage yield subject to change)
  • Interest is compounded daily and credited semi-annually in addition to the maturity date of the certificate.
  • The interest rate will be paid until the maturity of your certificate.
  • The annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings.
  • This account will automatically renew at maturity. You will have 10 calendar days from maturity date to withdrawal your funds without penalty.
  • After the account is open, you may not make deposits into or withdrawal from the principal prior to the maturity date.
  • A penalty will be imposed for early withdrawal as disclosed on your Certificate of Deposit.
  • Free Internet Banking available.

INDIVIDUAL RETIREMENT ACCOUNTS

  • Traditional IRAs
  • Roth IRAs
  • Minimum to open: $500.00
  • We offer 6-month to 60+month terms
  • Current Interest Rates (Interest rates and annual percentage yield subject to change)
  • Free Internet Banking available.

 

NEW! IRA Money Market Savings Account

 

  • Earn variable money market rates
  • $25.00 minimum balance
  • You can add to it with regular or one-time transfers from a Port Richmond Savings account or from a direct deposit straight from your employer payroll deduction
  • Can be put into a traditional IRA, Roth IRA, or SEP IRA
  • Can be transferred into a Certificate IRA when the balance exceeds $500


For more information, please call 215-634-7000 or email info@prsbank.com

 
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