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Port Richmond Savings - Your Community Bank in Philadelphia
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Due to a Disaster Recovery Test, our Online and Mobile Banking Services may experience downtime on Sunday, September 7 between the hours of 11:00am and 3:00pm. We apologize for any inconvenience.
Remote Deposit for Small Businesses
What is Remote Deposit?
Remote Deposit Service (RDS) is a system that sets up businesses to process their check deposits electronically and transmit them to their Port Richmond Savings account, all without leaving your place of business.
No trip to the bank needed. With Remote Deposit, you can perform the following procedures:
- Scan check images and capture their MICR information
- Edit, maintain, and search batches
- Export batches physically or electronically
- Generate Item Reports
How Does Remote Deposit Work?
1. Scan
Using a check scanner provided by Port Richmond Savings, the front and back of your checks are captured, including the MICR information and dollar amounts, and an image is created. This image now becomes a legal equivalent of the paper check.
2. Balance
CAR/LAR (Courtesy and Legal Amount Recognition) is an add-on module that allows Merchant Capture to capture check amounts during the scanning process. CAR/LAR software at Port Richmond Savings checks the image for usability and reads both printed and
handwritten information on the check. You will be prompted to enter an Estimated Total Amount and when that amount matches the Actual Total Amount the software has scanned, your electronic deposit ticket will be created.
3. Transmit
After all of the check images have been accepted for usability your deposit is transmitted to us and our staff will process the transaction for the same business day if they are transmitted by the required cutoff time. Deposits made on the weekends or
on holidays will be credited the next business day.
Requirements for your Work Station
- A PC with Windows 10 or Windows 11 installed with all operating system and browser updates
- Minimum Windows 10 compatible hardware specifications
- Microsoft .NET Framework 4.5 (available to downloard directly from Microsoft)
- The scanner must be a Ranger® Supported Check Scanner
Note: If HP All-in-One Printer drivers are installed (i.e. HP, Brother, etc.) the Ranger® scanner is not compatible. Even if the drivers are later uninstalled, the Ranger® scanner application may not function properly.
- User Requirements- the user must be able to install software on the PC that will be running the scanner
- Browser Requirements- Microsoft Edge, Google Chrome, or Mozilla Firefox
- Current antivirus software
How do I get started?
Please call 215-634-7000 or stop in and speak to our Business Banking Representatives.