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Tips for Safe Travel

As more Americans resume their travel plans- across the globe or beyond state lines, Port Richmond Savings and the Independent Community Bankers of American (ICBA) remind consumers that advanced planning can help alleviate travel-related stressors, maximizing your enjoyment regardless of how long or how far you venture. Should your best-laid plans go awry and you get into a financial situation while away, call on Port Richmond Savings and our expert staff who are willing and able to lend a helping hand.

Consider these 12 tips before you depart on your next trip.

• Inform customer service here at the bank of your travel plans to avoid account holds or transaction rejections when unusual transactions are presented for processing or posted.
• Ensure you have a chip-enabled card or contactless card, particularly if your travel plans take you overseas where chip technology is becoming a prerequisite for card acceptance.
• Carry multiple cards with you so you have a backup. Families or couples may get even greater backup coverage if each person takes a different card.
• Create transaction alerts for credit and debit cards. If you suspect your information has been compromised, contact the bank and credit card provider as soon as possible. For information about what to do in the event of a lost or stolen card, visit the Visa and Mastercard websites.
• Bring a list of emergency phone numbers, including contact information for Port Richmond Savings if you are out of the country.
• Inquire about special card features like travel accident insurance and traveler's assistance.
• Know the limits on how much you can withdrawal and save the receipts.
• Choose an ATM or bank for your currency purchases for fewer fees and an exact conversion rate.
• Thoroughly check any ATMs that you use.  Examine the card reader for signs of tampering. When in doubt, choose another terminal. 
• Lock away valuables such as passports, backup credit cards, copies of financial information, and extra cash in your hotel safe.
• Use social media with care. Posting your pictures or whereabouts during travel could leave you susceptible to home invaders.
• Monitor charge activity. Review purchases and ATM withdrawals with your bank and credit card companies when you return home. 

If you have any questions about your upcoming travel plans, call us at 215-634-7000.