A mobile or digital wallet is a digital version of your wallet that allows you to securely store and use your debit or credit cards on a smartphone or other compatible device to make purchases in stores, online, or in apps.
Many smartphones come with a Mobile Wallet already installed. If you need to download one, you can find the appropriate Mobile Wallet app in your device's app store. For iPhone, use Apple Wallet. For Android devices, use Google Wallet. Samsung devices may use Samsung Wallet.
Once you have the appropriate Mobile Wallet, follow the on-screen instructions to add your PRS Debit Card.
You can add your PRS Debit Card to Apple Wallet, Google Wallet, or Samsung Wallet.
“Tap to Pay” refers to a contactless payment method that allows you to make a purchase by holding your contactless debit or credit card, smartphone, or other compatible device near a payment terminal. No swiping or inserting your card is required.
Payment terminals that accept contactless payments will usually display the contactless payment symbol.
Open Apple Wallet, Google Wallet, or Samsung Wallet and select the option to add a card. Follow the on-screen instructions and complete any required verification.
Yes. Mobile wallets use security features designed to help protect your card information. Information that is uploaded to a mobile wallet is encrypted. When you enter your card information in a mobile wallet, a unique token is created and is part of the transaction conducted when using the mobile wallet. The token replaces the original card account number so the card number is never exposed, creating greater security.
You can also add to the security by keeping your phone password protected.
Port Richmond Savings does not charge a fee to add your debit card to a mobile wallet.
Yes, you can still use your physical Debit card while also using your card in a Mobile Wallet.
Yes! You can use your mobile wallet while traveling at participating merchants that accept contactless payments. Before you travel, make sure your PRS debit card is added to your mobile wallet and that you know your card's travel and international usage policies.
Travel Tip: Your PRS Debit Card has built-in fraud protection. If you use your card in a way that is outside your normal spending patterns, a transaction may be flagged for suspicious activity. To help avoid interruptions while traveling, set up a travel notice through Card Controls in Online Banking or the PRS Mobile App. You can also call us at 215-634-7000 to set up a travel notice.
Yes! You can use your debit card through a mobile wallet for online and in-app purchases at participating merchants that accept mobile wallet payments.
If your phone is lost or stolen, contact your mobile service provider and Port Richmond Savings as soon as possible. You can freeze your PRS Debit Card within the Card Controls in your Online Banking Account or in your PRS Mobile App.
You will need to add your new card to your mobile wallet. Your old card may need to be removed from your wallet.
The PRS Debit Card limits are the same when used in a Mobile Wallet: a daily ATM limit of $509 and a daily purchase limit is $1000.
You can remove your debit card through your Mobile Wallet settings. If your phone or device is lost or stolen, contact Port Richmond Savings for assistance.