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Just a reminder, Port Richmond Savings will be closed for Presidents' Day on Monday, 2/19/24.

Resources

Keep the Season Joyful and Avoid Holiday Scams

Types of Holiday Scams Infograph


Practice safe cybersecurity habits.

Know who you are buying from or selling to.

Be careful how you pay.

Monitor the shipping process.

What To Do If You Get Scammed


It's important to take action as soon as you realize you've been scammed.

Alert your credit card company.

Contact them via the toll-free number on the card. Immediately change any login information and PINs connected to the card.

Contact the merchant.

They may have a money-back guarantee in the event of scam or fraud. They may also be able to freeze the scammer's account to prevent further fraud. Don't attempt to contact the scammer directly.

File a complaint with the FBI's Internet Crime Complaint Center (IC3).

You may file a complaint with IC3 if you believe you or another person may be the victim of fraud at ic3.org.

Notify the credit bureaus.

Place a fraud alert on your credit record. Fraud alerts instruct lenders to contact you directly to verify your identity before extending new credit in your name. You may also consider freezing your credit report. When your credit report is frozen, financial institutions and other lenders won't issue loans or lines of credit because they can't review your credit history. This makes it more difficult for identity thieves to make purchases or open new accounts in your name.

  • Equifax: 888-298-0045
  • Experian: 888-397-3742
  • TransUnion: 888-909-8872

Information from The Office of Cybersecurity and Critical Infrastructure Protection, the Federal Bureau of Investigation, and the Independent Community Bankers of America.