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Port Richmond Savings - Your Community Bank in Philadelphia
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Due to annual system maintenance and disaster recovery testing, our Online Banking and Mobile Banking services may experience downtime on Sunday, July 21, between the hours of 11:00am - 3:00pm. We apologize for any inconvenience. Thank you
Do You Have Mortgages on Your Mind? We Can Help.
Whether you are refinancing or purchasing your home, Port Richmond Savings can help you determine:
- The ideal loan amount and products to meet your budget considerations. We can review the mortgage process in detail and flag ideal programs and loan features.
- How mortgage rates, the loan amount, property taxes and insurance premiums affect payments. This will help you set a home budget to help you manage your homeownership expenses.
- Your rights and obligations under your mortgage contract. Today's consumers have many financing options- each with unique stipulations outlined in the fine print.
- PRS will help you avoid house buying FOMO (fear of missing out) and panic buying- know what you can afford and stick to a realistic budget.
One of the most important steps you can take to make sure you're ready to begin house hunting is to get preapproved for a mortgage. Starting the home buying process with a preapproval will make you more confident in your financial situation and more aware of how much house you can afford. It will also make you a more attractive buyer when you see a home you are interested in.
Contact Port Richmond Savings at 215-634-4621 to take this first step on your journey.
Read more about our Residential Loans and get the Residential Loan Application here.
Back to the Financial Education page.