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Port Richmond Savings - Your Community Bank in Philadelphia
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Calling All Neighbors! Join us at Campbell's Square for the Philly Spring Clean Up on 4/11 at 9am! Be there!
Also, our Bill Pay Services may experience downtime between 11:00pm on Saturday, April 11 thru 5:00am on Sunday, April 12 for annual system maintenance. Thank you!
Rates
As of 09/18/25 (rates subject to change)
Certificates of Deposit
Early withdrawal penalty may apply.
| Account Type |
Minimum Deposit to Open Account |
Minimum Balance* to Obtain APY |
Interest Rate |
Annual Percentage Yield (APY) |
| 6 month |
$500 |
$500 |
2.22% |
2.24% |
| 12 month |
$500 |
$500 |
2.46% |
2.49% |
| 18 month |
$500 |
$500 |
2.71% |
2.75% |
| 24 month |
$500 |
$500 |
2.95% |
2.99% |
| 30 month |
$500 |
$500 |
3.19% |
3.24% |
| 36 month |
$500 |
$500 |
3.43% |
3.49% |
| 48 month |
$500 |
$500 |
3.43% |
3.49% |
| 60+ month |
$500 |
$500 |
3.53% |
3.59% |
Fees may reduce account earnings.
IRA & SEP
Early withdrawal penalty may apply.
| Account Type |
Minimum Deposit to Open Account |
Minimum Balance* to Obtain APY |
Interest Rate |
Annual Percentage Yield (APY) |
| Certificate |
$500 |
$500 |
Same as Certificate Chart above |
|
| Money Market |
$25 |
Same as Money Market chart below |
|
|
Fees may reduce account earnings.
Checking & Savings
| Account Type |
Minimum Deposit to Open Account |
Minimum Balance* to Obtain APY |
Interest Rate |
Annual Percentage Yield (APY) |
| Easy Checking |
$50 |
$600 |
0.35% |
0.35% |
| Smooth Sailing |
$50 |
$500 |
0.35% |
0.35% |
| Minor Checking |
$25 |
$500 |
0.35% |
0.35% |
| Passbook Savings |
$25 |
$25 |
.995% |
1.00% |
| Money Market- Super Premium |
$1,000 |
$1,500,000 |
3.67% |
3.74% |
| $1,000 |
$1,000,000 |
3.43% |
3.49% |
| $1,000 |
$500,000 |
3.19% |
3.24% |
| Money Market- Premium |
$1,000 |
$400,000 |
2.95% |
2.99% |
| $1,000 |
$200,000 |
2.71% |
2.75% |
| $1,000 |
$100,000 |
2.22% |
2.24% |
| $1,000 |
$50,000 |
1.73% |
1.75% |
| Money Market |
$1,000 |
$25,000 |
1.48% |
1.49% |
| $1,000 |
$10,000 |
1.24% |
1.25% |
| $1,000 |
$5,000 |
.99% |
.99% |
| $1,000 |
$2,500 |
.74% |
.74% |
| $1,000 |
$25 |
.03% |
.03% |
Fees may reduce account earnings.
*Daily Balance (the amount of principal in the account each day)