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Port Richmond Savings - Your Community Bank in Philadelphia
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Attention customers! We have a digital systems upgrade scheduled for Wednesday, June 4 starting at 4:00pm. Our website, email, and phone systems may be temporarily affected. Thank you!
Residential Loans
Finding the perfect home in Philadelphia is exciting, but it’s also one of the biggest financial steps you’ll take. That’s why our experienced mortgage officers are here to guide you—from preapproval to the moment you step through the front door.
Whether you’re refinancing or purchasing, our team will guide you through:
- Finding the right loan amount and mortgage options that fit your budget and goals.
- Understanding rates, property taxes, and insurance costs so you can plan for homeownership expenses.
- Decoding the fine print—know your rights and obligations under your mortgage contract.
- Avoiding house-hunting FOMO and panic buying! We'll help you stick to a realistic budget so you can purchase with peace of mind.
Whether you're looking over in Fishtown, the suburbs, or anywhere in between, we’ll help you secure a mortgage that fits your budget and lifestyle. Let’s make your dream home a reality—without the stress. A great first step is to get a
preapproval.
Getting a Preapproval
A Preapproval is the process of determining how much money you can borrow to buy a home. Starting the home buying process with a preapproval will make you more confident in your financial situation and more aware of how much home you can afford. It will
also make you a more attractive buyer when you see a home that you are interested in. Our lenders will look at your credit history, proof of income and assets when determining your preapproval.
Call our Loan Department at 215-634-4621 to take the next step!
Other Resources
Contact our Loan Department
Phone: 215-634-4621
Fax: 215-634-1225
Email: loaninfo@prsbank.onmicrosoft.com
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