Social Media and Card Cracking Scams

What is Card Cracking?

Card cracking occurs when the victim is convinced by the scammer to share their debit card or bank account information to withdrawal fraudulent check deposits.

It usually starts with a scammer setting up a fake social media account which they use to send the victim a private message, enticing them with claims of making easy and legal money as long as they have a bank account and a debit card. The scammer then deposits a fake or stolen check into your account and then immediately withdrawals money at an ATM. They give you a portion of the funds, but the fake check is returned and you are left responsible for the negative balance in your account and you could be considered a criminal accomplice.

Red Flags of Card Cracking

1. Never trust claims to make easy or fast money! It is most likely too good to be true!
2. Anyone you don't know asking for your debit card, PIN, or account information is suspicious! Never share that information with anyone you don't know and trust.

What to do if you spot a card cracking scam

• Report suspicious posts on social media to the social media site.
• Cancel lost or stolen debit cards immediately
• If you get any suspicious emails or texts claiming to be from Port Richmond Savings, let us know as soon as possible.

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